Export Cycle Of A Shipping Line Economics Essay

Export Cycle Of A Shipping Line Economics Essay Shipping Industry has always been subject to vagaries of different factors, such as, ocean monsoon, political and economical factors etc. Nowadays when the world economy is undergoing recession, its all the more necessary to study this integral line of transportation, which connects the globe through water. The objective of the project undertaken was to study the problems of the upcountry exporters with particular reference to ICD. When in late 70s and early 80s, the concept of containerized cargo and delivery at doorstep started getting popular the world over, a need was felt to set up an Inland Container Depot to cater to the needs of trade and industry of the Northern part of India.   With this background in mind and with a view to bringing the facilities of transportation and Customs clearance of import and export cargo at the doorstep of importers and exporters, an Inland Container Depot was set up at Pragati Maidan in 1983 under the control of an Assistant Collector of Customs.   Indian Railways were nominated the custodian of the goods.   In 1984, a Container Freight Station (CFS) was also opened at Patparganj, which was an extension of ICD, Pragati Maidan, and Central Warehousing Corporation was nominated as its custodian.   This was a new experience for the trade and in dustry of North India and the institution of ICDs caught their imagination.   Soon, the importers/exporters who earlier used to clear their goods from one of the ports, started using ICD: Pragati Maidan and CFS : Patparganj for the clearance of their import and export goods.   In 1988, a public sector enterprise, M/s. Container Corporation of India Ltd. (CONCOR) was set up which took over the responsibilities of custodian from Indian Railways for ICD: Pragati Maidan.   Within a decade of its inception, the volume of work at ICD had increased to such an extent that it became difficult to handle it at Pragati Maidan.   It was then decided (in 1983) to shift the venue of ICD from Pragati Maidan to its present location i.e. at Tughlakabad.   In 1995, the CFS : Patparganj was upgraded to a full fledged ICD with C.W.C. continuing as custodian of the goods.   Movement of containers by road was also permitted in addition to the movement of containers by rail through Tughlakabad.    Almost all commodities are being imported through ICD, major items being machinery, electronic goods, plastic, chemicals, motor vehicles and parts and metal and metal scrap.   On export side major items being exported through ICD are leather garments and leather products, readymade garments, machinery, agricultural products especially rice The project was majorly focused on ICD and the problems faced by the exporters with reference to the ICD. OBJECTIVE To study the problems of the upcountry exporters with particular refrence to ICD To study the workings of the study. To study the role of ICD in India. To study the role of Multimodal Transport Operators in the International Trade transactions. METHODOLOGY DATA SOURCE: The data was collected from primary and secondary sources. Primary data was collected through interactive sessions with exporters importers, Export Import managers, Commercial managers, Managing Directors, General Managers, Logistics managers and Supply chain managers. Secondary data was collected from internet, EXIM newsletter, Libraries and FIEOs directory. RESEARCH APPROACH: The approach adopted was survey of exporters and interactive sessions with various people. The presidential areas that were surveyed include Okhla Industrial area, NOIDA, Udyog Vihar, and Global Business Park etc. RESEARCH INSTRUMENT: Research instruments used were interactive sessions with various executives. CONTACT METHOD: Personal interviews were used to collect information because they are more authentic and the researcher can easily know and describe the attitudinal behavior of the respondents, which cannot be done by using other survey methods LINER REPRESETATION THE LINER INDUSTRYS CHALLENGE: There is no doubt that the challenges and opportunities facing the container liner shipping business get bigger as each year passes. As the years after 1999 passed half the way the future of those companies involved in providing container transport services seemed to hinge on two massive opportunities or challenges securing cost advantage and satisfying the need of customers. The consensus is that failure to seize either or both of these opportunities will ultimately condemn carriers, whatever their specialist niche or global coverage to commercial oblivion in a trading environment that each year becomes ever more competitive. The first analysis of the containerization international, published in May 1983 entrants which do not figure in the latest 1998 ranking, are Wilhelmsen Lines, Polish Ocean Lines, Hoegh Lines and Star Shipping, all of which unlike US Lines, are still operating. Number one shipping line, Maersk was ranked fifth in 1983, Mediterranean Shipping Co., fourth in the year was nowhere to be seen. Of course, back then Nedloyd and PO (then called OCL) were listed separately, as were APL and CGM, while the companies, which have recently acquired them, respectively NOL and CMA, did not even make the top 20 in 1983. Neither did Ships, Safmarine/CMBT, nor any of the South Korean carriers. What was also different was the number of non-cellular vessels and converted to cellular ships 1983 stop carriers had deployed. Only just over half their fleet in terms of TEU capacity were purpose-built, fully cellular ships. Also, most of their ships were less than 2,000 TEU, the notable exception being those of US Lines. It had 14*4, 4,148 TEU ships in the pipeline. Capacity growth is largely attributable to expansion by leading players. For, such is the maturity of the market and so high the price of entry that the days of major new operations appearing on the scene are long since gone. The problem of underutilization of assets also exists. This problem doesnt vary only from trade to trade, but also from route segment to route segment. Similarly its impact on pricing is patchy. Container liner services rates continue to decline in real terms in many markets, despite considerable improvements in the level and range of services being offered by carriers. Some analysts suggest that rate levels will soon start to edge up in certain trades as careers seed to recoup the substantial investment they have made in vessels, boxes and information systems. It is argued that there is a limit to how long they can continue to survive in such tight margins. However, a rise in rates presupposes a level of discipline among carriers, which the industry has rarely displayed, often preferring instead to try and secure volume by buying market share. And with the conference system in terminal decline in the face of shipper and regulatory antipathy, there are few structures left to encourage price discipline with in the industry. Carriers will also continue to secure cost advantage by forming strategic alliances with other operators. Such partnerships are now a recognized means of achieving better results for carriers and their customers. On most trades such arrangements are now the norm and barring any regulatory ruling which might impede their progress they will continue to flourish. One of the advantages of such alliances is that thy enable participants o improve the coverage and service frequency they an offer their customers. Such considerations assume greater importance as lines seek to be more responsive to the needs of their customers. Increasingly operators are becoming less asset-focused and more customer-driven. This presents a host of opportunities for an industry which has only relatively recently realized it is in the service business. For the global operators the challenge is to think globally, but at the same time act locally, by providing services which are appropriate for local as well as global shipping needs. WORKINGS OF SHIPPING LINE Contract of shipment Booking space in a ship. Getting confirmation from the agent. Picking up of the cargo (according to the terms of the shipment). Warehousing, if required. The carrier issues the bill of lading when he receives the goods. Ones the ship sails the master informs the agent. Informing the principal about the shipment. Delivery according to the terms of shipment. Export Cycle Of A Shipping Line Shipping line negotiates freight terms, etc with the client and upon finalization of deal; client agrees to use MISC for export shipment. The client then approaches the Shipping Line. Operations office/counter at the ICD for the allotment of the container. Container is allotted to the client upon the presentation of a copy of shipping bill/invoice. There are three modes of operation. Factory stuffing: If the container is being taken to the factory for stuffing, the client organizes his own transportation and removes the container for house stuffing. After stuffing, the central excise puts a seal in the container and Line seal is also put by the shipper. The container is moved to ICD, where a customs inspection takes place, and after inspection Customs seal is put. After the sealing, the container moves to the railhead for further movement to Nhava Sheva. ICD stuffing: The cargo is brought to the ICD by the shipper and a container is allowed based on shipping bill a container is allotted. Cargo is stuffed at ICD and after the seals are put in the container, the container moves to the railhead for further movement to Nhava Sheva. CFS stuffing: The cargo is brought to the CFS by the shipper. After the customs formalities, the container is stuffed by the shipping line. After stuffing, a line seal and customs seal is put, and the container is moved to ICD railhead for further movement to Nhava Sheva. Many a times the shipper stuffs the container in his factory and instead of bringing it back to the ICD, hands it over directly to Nhava Sheva. Customs inspection of seal is done at Nhava Sheva. Last but not the least payment is collected from the concerned shipper. FLOW CHART OF THE EXPORT CYCLE OF A SHIPPING LINE EXPORT  ¯ FACTORY STUFFING ICD STUFFING CFS STUFFING  ¯  ¯  ¯ BROUGHT TO FACTORY FOR STUFFING BY SHIPPER CARGO IS BROUGHT TO ICD AND CONTAINER IS ALLOWED AGAINST S/B CARGO IS BROUGHT BY THE SHIPPER TO THE CFS  ¯  ¯  ¯ CENTRAL EXCISE AND LINE SEAL BY SHIPPER CARGO STUFFED AT ICD CONTAINERS STUFFED AFTER CUSTOMS FORMALITIES BY S/L  ¯  ¯  ¯ CONTAINER BROUGHT TO ICD AFTER CUSTOMS INSPECTION SEAL IS PU PUTTING OF SEALS PUTTING OF LINE CUSTOMS SEAL  ¯  ¯  ¯ CONTAINER MOVED TO RAILHEAD CONTAINER MOVED TO RAILHEAD CONTAINER MOVED TO ICD RAILHEAD ICD TUGLKABAD When in late 70s and early 80s, the concept of containerized cargo and delivery at doorstep started getting popular the world over, a need was felt to set up an Inland Container Depot to cater to the needs of trade and industry of the Northern part of India.   With this background in mind and with a view to bringing the facilities of transportation and Customs clearance of import and export cargo at the doorstep of importers and exporters, an Inland Container Depot was set up at Pragati Maidan in 1983 under the control of an Assistant Collector of Customs.   Indian Railways were nominated the custodian of the goods.   In 1984, a Container Freight Station (CFS) was also opened at Patparganj, which was an extension of ICD, Pragati Maidan, and Central Warehousing Corporation was nominated as its custodian.   This was a new experience for the trade and industry of North India and the institution of ICDs caught their imagination.   Soon, the importers/exporters who earlier used to clear their goods from one of the ports, started using ICD: Pragati Maidan and CFS : Patparganj for the clearance of their import and export goods.   In 1988, a public sector enterprise, M/s. Container Corporation of India Ltd. (CONCOR) was set up which took over the responsibilities of custodian from Indian Railways for ICD: Pragati Maidan.   Within a decade of its inception, the volume of work at ICD had increased to such an extent that it became difficult to handle it at Pragati Maidan.   It was then decided (in 1983) to shift the venue of ICD from Pragati Maidan to its present location i.e. at Tughlakabad.   In 1995, the CFS : Patparganj was upgraded to a full fledged ICD with C.W.C. continuing as custodian of the goods.   Movement of containers by road was also permitted in addition to the movement of containers by rail through Tughlakabad.   ICD : Tughlakabad (TKD) caters to the need of importers and exporters based in Northern India.   It is situated near Okhla Industrial Area and is spread over 44 hectares of land.   It has three storied Administrative block housing Offices of Customs, CONCOR, Bank, Shipping Lines, CHAs and Surveyors.   Four full length rail lines are available in the Customs area which bring the containers by train from Gateway ports such as Mumbai, Nhava Sheva, Chennai, besides bringing the containers by road from other ports such as Haldia, Calcutta and Kandla, etc.   ICD:TKD is equipped with most modern facilities such as rail mounted gantry of 40 metric empty lifting capacity, rubber tire diesel powered cranes, billoties and lift trucks, etc.   two covered sheds, one for import and another for export with a total area of 16,000 sq. mts. has been provided in the Customs area for stuffing and de-stuffing of import and export   goods.   With these ultra-modern facilities, ICD:TKD, New D elhi, has developed into the largest hub of multi-modal centre in the Indian sub-continent.   Containers meant for ICDs: Patparganj, Faridabad and Gari Harsaru are first brought at TKD by rail and then transported to their respective destinations.   Almost all commodities are being imported through ICD, major items being machinery, electronic goods, plastic, chemicals, motor vehicles and parts and metal and metal scrap.   On export side major items being exported through ICD are leather garments and leather products, readymade garments, machinery, agricultural products especially rice The ICD Tughlakabad is the largest dry port in South Asia and the leading centre for importers and exporters of the Northern Region.   This ICD began functioning at Tughlakabad in 1993, prior to which it was located at Pragati Maidan.   The Custodian of this ICD is Container Corporation of India Ltd (CONCOR), which is the Public Sector Undertaking.   CONCOR are also the carriers, through rail, of import and export containers between ICD Tughlakabad and the Gateway Ports of Mumbai, Nhava Sheva and Chennai.   This ICD is the focal Port for the ICDs at PPG,   Faridabad and Garhi Harsaru and the movement of the containers between the ICDs to and fro takes place by road.   The Customs area houses two covered Sheds, one for import and the other for exports.   The main CONCOR building houses the administrative staff of Customs and CONCOR as well as the offices of CHAs and Shipping lines.   The staff working at ICD Tughlakabad is the regular Departmental staff and not on cost recovery basis.   The traffic as well as the revenue from this port has been going up over the year which can be seen in the charts below: Containers Handled: CONTAINERIZATION INFRASTRUCTURE IN INDIA Worldwide, the containerization of cargo has steadily been gaining popularity because of the several advantages it provides to manufacturers and exporters. Some of these are listed below: Lower transit time Safety of cargo from pilferage and in-transit damage Ability to avoid sales tax and Octroi checks at each state border crossed. In India, however, the proportion of total internal trade that is containerized is still quite insignificant. The total annual volume of internal trade is estimated to be 650 million tonnes, of which 250 million tonnes are moved by rail and the remaining 400 million tonnes by road. The volume of containerized cargo movement is less than 5 million tonnes (of which 3-4 million tonnes are handled by the railways). There is thus substantial potential for growth in the containerization sector. CONTAINER CORPORATION OF INDIA The Container Corporation of India, or CONCOR, was established in 1987, under the Ministry of Railways. Its stated objectives were to promote containerization and thereby boost Indias domestic as well as international trade. CONCOR is the monopoly service provider for containerization via railways. Present infrastructure Since taking over the Railways container handling facilities, CONCOR has developed a vast network of container terminals at prime locations across India. It has 31 Exim terminals. While most CONCOR terminals are rail linked, road is preferred in some cases depending on local conditions. (E.g.: some hubs like Tughlakabad are fed by satellite locations like Agra and Panipat by road). Growth As a pioneer in this field of containerized transportation, CONCOR has grown impressively since it was established in1987. The cargo throughput has grown from only about 74,890 TEUs in 1990-91 to over 8,01,000 TEUs in 1998-99. In the first ten years of its existence, its throughput has seen an average growth of 20% per annum. EXIM traffic Only about 30% of port traffic originates from and terminates at places within 300 km from the port. The remaining 70% is to and from the hinterland, representing a potentially large demand for CONCORs services. CONCOR provides transport linkages between ports and the hinterland. Regular container trains are run to and from ports to CONCOR terminals in the hinterland. Some of these terminals are also served by road. Future Terminal Development plans Plans are afoot to embark on a large-scale terminal development programme. Region-wise plans have been drawn up. The 31 existing Exim terminals are to be increased to about 50 by 2002-03. CONCOR would then be located in almost all cargo receiving/generating areas of the vast hinterland. Terminals would also be expanded. Presence in the hinterland as also in the port towns would tie up both end-points of the shipment route, facilitating control over the entire logistics chain. 3800 high-speed flat wagons are being procured with the help of a US$94 million World Bank loan. These wagons will be put to use in all EXIM streams and subsequently in domestic streams. As these container trains will run at the speed of mail/express trains, the transit time between ports and hinterland will be substantially reduced. WORKINGS OF ICD IN INTRNATIONAL BUSINESS ICD is a common user facility with public utility authority status, equipped with fixed installations and offering services for handling and temporary storage of any kind of good (including containers) carried under Customs Control and with Customs and other agencies competent to clear goods for home use, warehousing, temporary admission, re-exports, temporary storage for onward transit and out right exports. Facilities at a dry port : Export and import warehouse: They are used for international trade and are located near dry ports. They are provided transit storage facilities for goods awaiting onward movement; separate provisions for break bulk, packaging inspection of goods, marking, etc. Container handling equipment for ISO container. Container yard (storage place of containers) It is provides space of offices of the shipping agents, customs clearance and freight forwarder agents, banks,road vehicles operators(transporter), packing service, consolidation service, fumigation, weightage of cargo and marshalling and train information service etc. Export procedure : Export of goods from India moving in containers is usually done through road and rail from ICD to Gateway ports. Types of shipping bill: White shipping bill (for duty free goods) Green shipping bill (for duty drawback) Blue shipping bill (for duty entitlement passbook scheme) Yellow shipping bill (for eatable goods. It depends on goods) GRI (Guarantee Remittance Forms) This is prepared in duplicate, the original is retained by the customs and the duplicate is sent to the RBI by the customs after processing of documents and finalization of shipping bill. Type of bill of entry: White bill of entry for home consumption goods. Blue bill of entry for goods are to be deposit in a customs bonded warehouse Green bill of entry fro goods are cleared from the customs bonded area Yellow bill of entry for eatable goods. Concept of customs : Custom procedure through out the world is similar so it is a valuable e source of assistance of administration involved in the modernization of National Customs Legislation. Hence allowing easy identification of out of date procedure Customs Act as a requirement for a financial guarantee to be established in the transit country by the party responsible for transit operation to meet possible claims by the customs. Customs also acts as a watchdog as it physically examines the goods being exported or imported out/in the country for their quality and also appropriateness. SHIPPING POLICY OF DEVELOPING COUNTRIES Globalization of trade and industrial production on the scale presently observed is not only affecting maritime transport in different ways, but has also been decisively shaped by shipping developments. Globalization in the widest sense has dramatically changed the demand for transport and related services and has forced all transportation companies to better adapt the services rendered to the requirements of the trading community. At the same time, important technological developments in maritime transport created the precondition for the expansion of world trade based on an intensified international division of labor. Changes in the provision of shipping services have been brought about by market driven forces, but their realization was largely made possible through policy reforms. Countries have relaxed or removed protective legislation and have started a process of renegotiating or renouncing bilateral agreements providing for market access restrictions. In parallel there has been a general move towards privatization of state-owned shipping companies and the opening of the market for shipping and related services to private sector competition. These policy reforms have been the more remarkable as shipping has been generally considered a strategic industry and lines a national asset. Liberalization of market access has led to increased competition among shipping lines and to greater commercial flexibility with regard to capacity management, pricing and entry into trade routes. At the same time, however, liberalization has also provided the basis for concentration processes, which perpetually chan ge the structure of the industry. A policy Environment Conducive to the Development of Shipping Markets: In order to ensure that development objectives are being met, Governments must give higher priority to transport issues, must review and revise the regulatory framework to allow greater participation of the private sector, introduce reform measures to make providers of transport service more responsive to user demands, streamline administrative procedures, introduce a system of transport performance indicators, promote the use of information technology and strengthen training programs in this sector. At the international level, it is important that policies and regulatory regimes be harmonized and Governments be assisted in devising the necessary policy measures required to ensure that transport supply capacities in developing countries be created or strengthened and to ensure that traders be placed in a position to effectively take advantage of transport opportunities offered in liberalized and globalized ocean transport markets. While general frameworks are being elaborated at the global level, it is also important that parallel efforts are pursued by governments towards market and policy reforms in the context of regional integration arrangements. Policy Principles: Problems faced by developing countries relate both to supply-side dynamics and to protection of users interests in transport markets. In many developing countries shipping and transport were considered to be strategic industries calling for public ownership in line with generally pursued economic policies. In order to increase the efficiency of the sector in general, programs of commercialization, privatization and liberalization have been set in motion. These programs are an integral part of a policy reform program which involves a shift in policies away from market access restrictions to a fleet development policy based on strengthening of commercial capabilities of national service suppliers and to support policies increasing the competitiveness of the maritime services sector. This shift is important to note, as it underlines the fact that shipping policy is not only a matter of market access policy. Market access is only one facet, with others, such as policies relating to fleet development and sector efficiency being equally important. This aspect is particularly relevant as it shows the need to complement WT O negotiations in the context of GATS. At the same time, developing countries need high-level and specific advice both in negotiating and implementing liberalization instruments. Liberalization and privatization are the two main pillars of maritime policy reform programs of developing countries. While restructuring of State-owned companies is necessary to ensure market orientation, it may not be a sufficient condition for successful privatization. Support measures need to be put in place that would give a concrete meaning to the notion of progressive liberalization. These measures would aim at improving the capabilities of developing countries operators to produce transport services and to create a level playing field enabling operators to compete successfully in the new transport markets. For developing countries to gain or to maintain a significant position as producers of transport services in a competitive environment, where ownership and nationality are o longer central elements, it is crucial, that competitive and exportable services be produced that can be offered in an increasingly international market. In order to arrive at such a situation it is essential that policies are being pursued that aim at capacity building and removing obstacles for national operators. These policies of competitiveness and thereby of raising the efficiency are intrinsically linked to liberalization processes. At the same time it is important that local suppliers benefit from an environment that creates a level playing field and gives them a reasonable chance of success. This need for a level playing field, however, is not to be confused with a call fro restrictive or discriminatory measures that would impede on the freedom of choice of the users of transport services. It does, howev er, call for a certain amount of harmonization of the administrative and regulatory environment, such as conditions for ship registration, taxation, labor movement, etc. Modern and efficient ports are necessary and powerful tools of facilitating and fostering trade and development and more so at a time of globalization of trade. Nowadays, ports must offer efficient and reliable services to ships and cargo, including communication systems, documentation and customs procedures, to allow the timely flow of goods through the transport chain. To assist in this flow, some countries have developed distribution or logistics centers in the port areas, which are used for the storage, preparation and transformation of cargo. Therefore, ports are no longer simply a place for cargo exchange but are a functional element in the dynamic logistics chains through which commodities and goods flow. An efficient transport system is also a prerequisite to attract foreign direct investment. Ports can be crucial element in developing a competitive advantage for a country and therefore Governments and port authorities need to adopt suitable port policies to allow the nation to reap this potential benefit. It is of the greatest importance that an environment is created where Governmental and intergovernmental activities on the legislative, regulatory and institutional fronts are discussed with the inputs of all users. Market Access Policies-National Policies and GATS: Maritime Transport- The successful employment of larger vessels and fleets, be they single company fleets or joint ones in the consortia or other cooperative arrangements is dependent on the existence of and the unimpeded access to sufficiently large cargo flows. Such flows rarely exist in bilateral trades but can only be assured by a mix of home and cross trades. Rationalization of services thus achieved requires planning security based, inter alia, on a predictable regulatory policy framework. A high degree of liberalization of trade in maritime services and the existence of multilateral rules establishing the framework within which lines operate are clearly in the interest of these service providers. Similarly, the extension of activities into logistics services requires access to inland transport and so-called auxiliary services, either as service providers or as users with guaranteed and unconditional access to such services, which might raise a great deal of opposition. The General agreement on Tr ade in Services (GATS) partly addresses these issues in the sectoral agreement on maritime transport. Port and Auxiliary Services: Modern and efficient ports are necessary and powerful tools for facilitating and fostering trade and development and more as at a time of globalization of trade. Nowadays, ports must offer efficient and reliable services to ships and cargo, including communication systems, documentation and customs procedures, to allow the timely flow of goods through the transport chain. To assist in this flow, some countries have developed distribution of logistics centers in the port area, which are used for the storage, preparation and transformation of cargo. Therefore, ports are no longer simply a place for cargo exchange but are a functional element in the dynamic logistics chains through which commodities and goods flow. An efficient transport system is also a pre-requisite to attract foreign direct investment. Ports can be crucial element in developing a competitive advantage for a country and therefore Governments and port authorities need to adopt suitable port policies to allow the nation to reap this potential benefit. It is of the greatest importance that an environment is created where Governmental and intergovernmental activities on the legislative, regulatory and institutional fronts are discussed with the inputs of all users. Port infrastructure developments, for example, involve a closely coordinated partnership between the private and public sectors. Governments should therefore

Onderwerp pws studie financiering

Onderwerp pws studie financiering Inleiding Het onderwerp van mijn profiel werkstuk is studiefinanciering geworden omdat het erg speelt momenteel en het voor bijna elke student een noodzaak is. Voor veel studenten zou de afschaffing van studiefinanciering betekenen dat ze hun studie niet kunnen afmaken of à ¼berhaupt beginnen. Omdat ik ook volgend jaar ga studeren leek het me interessant om uit te zoeken wat er allemaal bij studiefinanciering komt kijken en wat dit voor mij betekend. Ook heb ik het macro-economische aspect onderzocht. Begrippen lijst WSF 2000 = Wet studiefinanciering 2000 IB-Groep = De Informatie Beheer Groep DUO = Dienst Uitvoering Onderwijs HBO = Hoger beroeps onderwijs WO = Wetenschappelijk onderwijs Nuffic = Stichting Nederlandse organisatie voor internationale samenwerking in het hoger onderwijs Tertiair = Derde (in de rij) *HBO dus Wat is studiefinanciering in het algemeen? Studeren is vrij duur. Om het voor iedereen in Nederland betaalbaar te maken om een studie te volgen is op 1 september 2000 de Wet studiefinanciering 2000 (WSF 2000) in gegaan. De Informatie Beheer Groep (IB-Groep) verzorgt en controleert de WSF 2000 regeling. Deze wet wordt gefinancierd door belastingbetalers. Dat wil zeggen dat iedere Nederlander met een inkomen aan de studiefinanciering meebetaalt. De Wet studiefinanciering 2000 is er voor MBO en HBOstudenten, en voor studenten aan de Universiteit, Dit geldt alleen voor leerlingen met een voltijdse opleidingen. Als je je opleiding toch in deeltijd wil volgen zal je je studie zelf op een andere manier moeten betalen. Studiefinanciering is een bedrag van de overheid wat je krijgt om tijdens je studie jezelf deels in je levensonderhoud en studiekosten te kunnen voorzien. De studiefinanciering is soms een gift dus na je studie hoef je het niet terug te betalen, soms is het een rentedragende lening en soms een combinatie van deze twee mogelijkheden. Daarnaast is er ook nog een prestatiebeurs, waarbij een lening kan worden veranderd in een gift als je prestaties goed genoeg zijn, dat betekent dus dat je moet slagen binnen een bepaalde tijd. Haal je dit niet dan moet je het gehele geleende bedrag terug betalen. Dus de basisbeurs, de aanvullende beurs en de OV-Chipkaart. De verschillende onderdelen waar Studiefinanciering uit kan bestaan zijn als volgt: de basisbeurs een aanvullende beurs voor studenten met minder rijke ouders een mogelijke rentedragende lening de OV-Chipkaart het collegegeldkrediet Over al deze punten ga ik in de komende hoofdstukken meer uitleg geven. Wanneer heeft men recht op studiefinanciering Als je studiefinanciering wilt ontvangen moet je aan bepaalde voorwaarde voldoen. De voorwaarde zijn onder andere Leeftijd, Nationaliteit en welk onderwijssoort. Leeftijd over het algemeen komt elke student die HBO of WO volgt in aanmerking tot hij/zij 30 jaar is, Een minimale leeftijd hiervoor is er dus niet. De studenten die nog geen 18 zijn hebben vanaf het 1e kwartaal na het begin van je studie ook recht op studiefinanciering. Als je dus op 5 februari begint met studeren aan een HBO of WO opleiding dan heb pas vanaf 1 maart recht op studiefinanciering. Je mag doorstuderen tot je 34 bent als je maar na je 30ste je studiefinanciering niet meer stop zet. Ben je ouder dan 34 dan zijn er geen mogelijkheden meer voor studiefinanciering. Nationaliteit wie voor studiefinanciering in aanmerking wil komen moet een Nederlandse nationaliteit hebben. Er zijn wel een aantal groepen niet Nederlanders die ook in aanmerking komen voor studiefinanciering. Als je geen Nederlander bent maar wel in Nederland woont, dan kan je soms dus toch wel studiefinanciering krijgen. Onderwijssoort Studiefinanciering is er alleen voor studenten die een volledige dagstudie volgen bij een gecertificeerde onderwijsinstelling in Nederland. Er zijn soms uitzonderingen in het HBO of WO (wettenschappelijk onderwijs) voor deeltijd opleidingen. Deze opleidingen staan dan bij de Wet voor het Hoger onderwijs en Wetenschappelijk onderzoek (WHW) aangegeven Welke juridische wetten gelden er voor Studie financiering Er zijn vele honderden wetsartikelen over studiefinanciering, Ik kan deze niet allemaal gaan noemen in verband met het extra paginas die deze zouden toevoegen. De meest belangrijke is de al eerder genoemde Wet studiefinanciering 2000 (WSF) Alleen deze wet bestaat al uit 61 bladzijdes Andere voorbeelden van juridische wetten met betrekking tot studiefinanciering zijn: Wet studiefinanciering 2000 (WSF) Wet tegemoetkoming onderwijsbijdrage en schoolkosten (WTOS) Les- en cursusgeldwet (LCW) Wet op het hoger onderwijs en wetenschappelijk onderzoek (WHW) Wijzigingswet van enkele onderwijswetten in verband met de invoering van persoonsgebonden nummers in het onderwijs (WON) Regeling aanmelding selectie hoger onderwijs Aanvulling regeling aanmelding selectie hoger onderwijs De basisbeurs De basisbeurs is niet afhankelijk van het inkomen van de ouders van de student. Elke student die aan de studiefinancierings eisen voldoet heeft hier recht op. Dat is hetzelfde geval bij de OV-Chipkaart. De basisbeurs verschilt bij uitwonende en bij thuiswonende studenten. Bij uitwonende is deze namelijk veel hoger, en het maakt verschil of de student hoger onderwijs (HBO of WO) of beroepsonderwijs volgt. Met ingang van 2010 bedraagt de basisbeurs voor studenten in het HBO en WO: voor uitwonende studenten 259,76 euro voor thuiswonende studenten 93,23 euro In het beroepsonderwijs: voor uitwonende studenten 240,02 euro voor thuiswonende studenten 73,56 euro De aanvullende beurs De aanvullende beurs werkt anders dan de basisbeurs bij deze beurs is het namelijk wel van belang hoe hoog het inkomen van de ouders is. Het peiljaar voor ouderlijk inkomen: Om de draagkracht van de ouders zo goed mogelijk in te schatten wordt het ouderlijk inkomen van 2 jaar geleden gekozen als peiljaar dus indien het 2010 is word 2008 als peiljaar gebruikt. En wordt er gekeken welk inkomen beide ouders in 2008 hadden. De hoogte van dit inkomen bepaalt uit eindelijk of men er recht op heeft en als er recht op is hoe hoog deze aanvullende beurs dan wordt. Ouderbijdrage: De DUO ( Dienst Uitvoering Onderwijs) voorheen IB-Groep Bepaalt aan de hand van het inkomen van de ouders de ouderbijdrage Dit is het bedrag waarvan verwacht wordt dat de ouders het zelf kunnen betalen. Dit bedrag is bepalend omdat dit de uiteindelijke hoogte van de aanvullende beurs bepaalt. De ouderbijdrage wordt van de maximale aanvullende beurs afgetrokken Als de ouderbijdrage dus hoger of gelijk aan de aanvullende beurs is dan heeft de student hier geen recht op. De hieronder staande gegevens zijn dus voor een student zonder ouderbijdrage. Met ingang van 2010 bedraagt de aanvullende beurs voor studenten in het HBO en WO (Wetenschappelijk Onderwijs): voor een uitwonende student 231,43 euro voor een thuiswonende student 211,99 euro In het beroepsonderwijs voor een uitwonende student 319,27 euro voor een thuiswonende student 299,82 euro De rentedragende lening De rentedragende lening is een echte lening die dus ook later terug betaald moet worden. Deze lening is alleen beschikbaar voor studenten die ook recht hebben op studiefinanciering. Hoe hoog deze lening kan zijn is afhankelijk van het soort opleiding en de woonsituatie. Hoeveel geld de student uiteindelijk leent is zijn eigen keuzen. Dit bedrag varieert van 10 euro per maand tot soms wel 600 euro per maand. Studenten vergeten vaak dat dit hele bedrag ook terug moet worden betaald, inclusief rente. En dat de studie schuld al snel oploopt tot enkele duizenden euros die na de studie met zijn/haar eerste baan met een waarschijnlijk niet al te hoog start salaris lastig wordt om terug te worden betaald. Collegegeld krediet Sinds 1 september is het naast een gewone rentedragende lening ook mogelijk om bij DUO een speciale lening aan te vragen speciaal voor het benodigde collegegeld Net als de rentedragende lening moet de collegegeld lening ook na de studie terugbetaald worden volgens de zelfde afspraken als de gewone studie financiering. Over het aflossen en eventueel kwijt schelden van de lening, het dus omzetten naar een gift leg ik later meer uit. De maximale hoogte van het collegegeld krediet wordt bepaald door de hoogte van het wettelijke collegegeld van dat jaar. Bijvoorbeeld van 2008 tot 2009 toen bedroeg het 1565, euro en dat is dus ook de maximale toegestane hoeveelheid die geleend kan worden De OV-Chipkaart In 1991 werd de OV-studentenkaart ingevoerd. De studentenkaart werd ingevoerd omdat de individuele reiskostenvergoeding te veel administratie met zich meebracht. Er waren meerdere argumenten voor de invoering van de OV-studentenkaart. Zo zou de regering veel minder geld kwijt zijn aan reiskostenvergoeding, en werd de basisbeurs bij elke student met 60 gulden verlaagd. Dit gold voor alle studenten, of ze wel of niet van het openbaar vervoer gebruik maakten. Een ander argument was het gebruik van het openbaar vervoer verhogen. Bovendien zouden studenten na de studieperiode nog steeds gebruik blijven maken van het openbaarvervoer. Wie recht heeft op studiefinanciering heeft ook recht op een OV-Chipkaart, vroeger heette dit de OV-Studenten kaart. Met de kaart kan je als student onbeperkt reizen met het openbaar vervoer. Er zijn 2 soorten chipkaarten, de weekeind en de week kaart. Met de weekeinde kaart mag je vanaf vrijdag 12:00 s middags tot en met het einde van de dienstregeling op zondagnacht. Met een week-OV mag je maandag tot en met vrijdag tot het einde van de dienstregeling gratis reizen. Een OV-kaart is ook een prestatie lening. Als je binnen 10 jaar niet slaagt, moet je het hele bedrag dat je OV-kaart waard was terug betalen, (90 * 10 * aantal jaar) Sinds wanneer is er studiefinanciering en wat is hier de geschiedenis van: Studiebeurzen ontstonden rond 1815, echter was het toen alleen beschikbaar voor hoogbegaafde en wat minder rijke mensen die toch ergens goed in waren. In de daarop volgende jaren kwam er steeds meer geld beschikbaar voor studiebeurzen. Het werd zelfs verdrievoudigd zodat steeds meer mensen konden gaan studeren die het eerder niet konden betalen. Maar er werd nog weinig gebruik van gemaakt omdat er een leenstelsel was en je bijna alles moest terug betalen na je studie Het Budget wordt in 1954 weer verhoogd om meer studenten een lening te kunnen verschaffen. Nu konden er meer mensen gaan studeren en nam het aantal aanvragen toe. Ook de wat rijkere studenten zorgden ervoor dat het aantal aanvragen toenam aangezien zij geen studiefinanciering nodig hadden. Omdat het overheidsbudget niet mocht worden overschreden werden er steeds hogere eisen aan studenten gesteld. Dit zorgde ervoor dat alleen de aller-slimste of kinderen van rijke ouders op de universiteit kwamen. In 1986 werd de aanvullende beurs en de prestatiebeurs ingevoerd. Studenten met armere ouders kregen een hogere toeslag. De hoogte van deze toelage was is wel afhankelijk van het inkomen van je ouders, het soort onderwijs dat je volgt en of je thuis wonend of uit huis was. Met de invoering van dit nieuwe systeem ontstonden er veel problemen. De kosten werden steeds hoger, en het stelsel was erg lastig en ingewikkeld. In 1990 werd er het onderwijs bezuinigd. Studenten kregen hierdoor minder studiefinanciering en kwamen in de problemen. In 1997 was er weinig tevredenheid meer over het nieuwe studiefinancieringsstelsel. Er waren al weer plannen voor een nieuw stelsel maar dit is door onderlinge ruzies in de verschillende partijen niet door gegaan. De Commissie Vermeend werd in 2002 opgericht om oplossingen te bedenken. Er word vandaag de dag nog gediscussieerd over de afschaffing van de basisbeurs, door bijvoorbeeld Wouter Bos (PVDA) die voor de afschaffing van de basisbeurs is. Als vervanging zou er een nieuw leenstelsel moeten komen. Maar daar is nog veel onduidelijkheid over, de VVD en GroenLinks zijn voor de invoering van een leenstelsel en D66, PVV en de SP tegen de invoering en dus voor het behoud van de basisbeurs. De afschaffing van de basisbeurs wordt een van de grote politieke knelpunten voor de aankomende verkiezingen. Studiefinanciering in het buitenland Je kunt vaak je studiefinanciering meenemen naar het buitenland. Maar er zijn wel verschillende eisen voor De eisen die van toepassing zijn om voor studiefinanciering in Nederland in aanmerking te komen, zoals leeftijd, nationaliteit en voltijds onderwijs gelden ook voor studiefinanciering in het buitenland. Er gelden ook nog enkele andere voorwaarden namelijk: De 3 jaren eis De Nederlandse regering wil alleen studiefinanciering meegeven aan studenten die een band met Nederland hebben. Daarom moet je minstens drie jaar legaal in Nederland hebben gewoond in de zes jaar voor dat je studiefinanciering in het buitenland in zou moeten gaan. Niet van twee walletjes genieten Als je Nederlandse studiefinanciering ontvangt en je ontvangt in het buitenland ook nog een studietoelage van de locale overheid, Dan heb je geen recht meer op Nederlandse studiefinanciering. Kwaliteit buitenlandse opleiding De opleiding die in het buitenland gevolgd gaat worden moeten van goede kwaliteit zijn. Hoger onderwijs in het buitenland verschilt erg van het Hoger onderwijs in Nederland. De diploma dat je aan het einde van de opleiding in het buitenland hebt gehaald, moet minstens van het zelfde niveau zijn als een diploma van een Nederlandse HBO opleiding. Als je een opleiding volgt die niet lijdt tot een diploma kan je ook geen studiefinanciering ontvangen, bijvoorbeeld de non-degree opleidingen in Amerika. Nuffic is een bedrijf dat DUO adviseert als het gaat om de kwaliteit en het niveau van buitenlandse opleidingen. Het gaat hierbij om het hogere onderwijs en of dat vergelijkbaar is met Nederlandse bachelor of masteropleidingen. Het is meestal niet mogelijk om van te voren uit te zoeken of de opleiding van vergelijkbaar niveau is. Omdat het onderwijssysteem te veel verschilt van het Nederlandse systeem wordt meestal in eerst instantie studiefinanciering toegekend. Op basis van je gehaalde diploma wordt achteraf door de DUO bepaald of je studiefinanciering wordt omgezet in een gift. Hoe hoog is studiefinanciering en hoe bepaal/bereken je dat? het hangt van verschillende factoren af hoe hoog je uiteindelijke studiefinanciering is. De volgende punten wegen mee in het bepalen van de basisbeurs. het verzamelinkomen of belastbaar inkomen van je vader en je moeder hoeveel broers en zussen je hebt tussen de 12 en 18 jaar, die zelf geen studiefinanciering aanvragen voor het hoger onderwijs hoeveel broers en zussen je hebt die een opleiding volgen in het voortgezet onderwijs (mavo, havo, vwo) of het voortgezet speciaal onderwijs en ouder zijn dan 18. hoeveel broers en zussen je hebt die een aanvullende beurs krijgen Op de website van DUO kan je zelf met al de bovenstaande gegevens de hoogte van je basisbeurs berekenen. Deze kan je dan aanvragen als je in het bezit bent van een digID. De hoogtes van de Studiefinanciering veranderen per jaar, en worden elk jaar door DUO vastgesteld. De vastgestelde waardes voor 2010 kan je vinden in een van de vorige hoofdstukken. Studieschuld bij de IB-Groep Er zijn veel studenten met schulden, er zijn meerder verschillende manieren om een schuld bij de IB-Groep krijgen. Er kan schuld ontstaan doordat je niet aan de prestatienorm hebt voldaan aan en de lening dus niet word omgezet in een gift, of doordat je zelf een lening bij de IB-Groep hebt aanvraagt. De schuld die je bij de IB-Groep kan hebben kan worden verdeeld in langlopende schulden en kortlopende schulden. Kortlopende studieschulden Kortlopende schulden moeten op korte termijn worden afgelost, bijvoorbeeld terwijl je nog studiefinanciering ontvangt. Tot de kortlopende schulden behoren: te veel uitgekeerde studiefinanciering, bijvoorbeeld te veel aanvullende beurs of onterecht ontvangen basisbeurs onterecht bezit van de Ov-studentenkaart De IB-Groep laat je weten hoeveel geld je had horen te krijgen en wat je schuld is. De IB-Groep maakt ook bekend op welke manier je dit bedrag terug moet betalen. Zolang je nog studiefinanciering ontvangt zal de IB-Groep deze schuld verrekenen met je studiebeurs, met een maximaal bedrag van 144,28 euro per maand. Langlopende schulden Langlopende schulden zijn schulden uit: rentedragende leningen en leningen die veroorzaakt worden door het niet halen van de tempo- of prestatienorm een kortlopende schuld die is omgezet in een langlopende schuld. Het aflossen van langlopende schulden begint met een aanloopfase en sluit af met een afloopfase Aanloopfase Als je afgestudeerd bent, of als je met je opleiding stopt, dan begint op 1 januari volgend op de datum waarop je met je studie bent gestopt de aanlooptijd van twee jaar te lopen. Tijdens je studie betaal ook rente over het geleende bedrag per jaar. Voor 2010 is de rente op 2,39 procent vastgesteld In de aanloopfase bent je nog niet verplicht om de schuld af te lossen, wel begint vanaf 1 januari de rente te lopen over je langlopende schuld. De rente wordt voor vijf jaar vastgesteld. Het is slim om al te beginnen met aflossen zo betaal je minder rente. Aflosfase Na de aanloopfase begint gelijk de aflosfase. Deze fase duurt maximaal 15 jaar, en je van verplicht om minimaal per maand 45,41 euro af te lossen. Mocht hiermee je schuld niet binnen 15 jaar afgelost zijn, dan wordt bepaald wat je maandelijks moet gaan betalen om wel binnen 15 jaar je schuld te hebben afbetaald. De hoogte van dit nieuwe maandelijkse bedrag wordt precies zo vastgesteld dat je na 15 jaar precies de hele schuld inclusief rente hebt betaald. Kwijtschelding Na de aflosfase van 15 jaar kan de IB-Groep overgaan tot kwijtschelding van je schuld. Dat kan alleen als je voldoet aan de volgende voorwaarden: er is tot het einde van de aflosfase een lager maandbedrag berekend vanwege een laag inkomen het inkomen van de partner heeft steeds meegeteld bij de berekening van het maandbedrag. Eigen mening Ik kan na afloop van dit onderzoek een mening vormen over het huidige stelsel. Ik heb mezelf er dusdanig in verdiept dat ik nu goed weet hoe het in elkaar zit, ook voor later als ik het zelf nodig heb. Ik vind dat het huidige stelsel over het algemeen goed geregeld is, er is genoeg duidelijkheid qua regelgeving en ook de hoogtes van de studiefinanciering zijn makkelijk te berekenen op de website van DUO. Een van de negatieve punten die ik heb gevonden is het meetellen van het belastbaar inkomen van je ouders. Ik vind dit een negatief punt omdat de meeste ouders hun kinderen niet oneindig geld blijven geven en dit enorm scheelt voor de basisbeurs die je als student ontvangt. Als je uit huis gaat en veel zelf moet bekostigen is het erg jammer als het inkomen van bijvoorbeeld je vader waar je dus niet bij inwoont soms wel 150 euro per maand minder aan studiefinanciering oplevert. Tenzij je ouders dit compenseren door zelf geld te geven loop je dit bedrag wat van de overheid komt dus gewoon mis. Ook de aanvullende beurs wordt beà ¯nvloed door het inkomen van je ouders. Als ik zelf een stelsel mocht maken gebaseerd op dit stelsel zou ik enkele punten wijzigen namelijk: de mate waarin het belastbaar inkomen meetelt, het moet natuurlijk wel uitmaken hoeveel ze verdienen maar het moet niet te veel geld schelen. En ik zou studenten minder makkelijk geld laten bij lenen. Je kan nu zonder enige moeite 500 euro per maand bij lenen, en dit loopt na 4 tot 5 jaar studeren al snel op tot een hoog en moeizaam terugbetaalbaar bedrag. Vooral met je startsalaris net na je studie wordt dit erg vervelend om terug te betalen. Ik zou de voordelen van het toekomstige leenstelsel en dit stelsel en het oude stelstel wat alleen voor de behoeftige was combineren. Om zo het ideale stelsel te creà «ren wat goed in elkaar zit met een duidelijke regelgeving en weinig rompslomp en voordelen voor alle deelnemende partijen. Slot Ik heb best wel wat geleerd van dit werkstuk en erg nuttige informatie gevonden over studiefinanciering. Ook vond ik het interessant om te lezen over studiefinanciering in het buitenland omdat ik zelf ook in het buitenland stage moet gaan lopen, (6 maanden lang) ook vond ik het wel interessant om zelf over het stelsel na te denken over punten die ik zou willen veranderen. En een eigen stelsel te bedenken

Beowulf Young and Old Essay -- Epic of Beowulf Essay

Beowulf Young and Old Despite Beowulf’s almost supernatural strength, stamina and stature, he ages just the same as any other human being. In the human life cycle, one generally begins naive and inexperienced and ages into an adult of more wisdom and knowledge. Akin to others in his time, Beowulf starts as a young fearless warrior and grows into an aged prudent king. From the beginning of his life as a warrior to the end as a king, he gains and develops glory, responsibility and courage, all vital to his reign as a successful king. Beowulf’s responsibility differs from a warrior to a king. As a young fighter he has responsibility to his Geatish king as well as to Hrothgar. His king, Hyglac, relies on Beowulf to represent him and the Geats; Hrothgar depends on Beowulf to save his people from the aggressor Grendel. Beowulf professes to Hrothgar â€Å"To heighten Hygelac’s fame and gladden his heart, I hereby renounce sword and the shelter of the broad shield,† (435-448), which shows his dedication and responsibility for the reputation of his leader. As he grows older and wiser, his responsibilities change from warrior to king. As king of the Geats he has a reputation to maintain and the responsibility to protect his people. When the dragon attacks, he sacrifices his well-being for the safety of the Geats despite his justified forecast of his own death. It is apparent that the older Beowulf has much more responsibility in comparison to the young Beowulf. He not only has to...

Drug Abuse Essays -- Substance Abuse Essays

Drug abuse dates as far back as the Biblical era, so it is not a new phenomenon. â€Å"The emotional and social damage and the devastation linked to drugs and their use is immeasurable.† The ripple of subversive and detrimental consequences from alcoholism, drug addictions, and addictive behavior is appalling. Among the long list of effects is lost productivity, anxiety, depression, increased crime rate, probable incarceration, frequent illness, and premature death. The limitless consequences include the destruction to personal development, relationships, and families (Henderson 1-2). â€Å"Understandably, Americans consider drug abuse to be one of the most serious problems† in the fabric of society. And although â€Å"addiction is the result of voluntary drug use, addiction is no longer voluntary behavior, it’s uncontrollable behavior,† says Alan Leshner, director of the National Institute on Drug Abuse (Torr 12-13).   Ã‚  Ã‚  Ã‚  Ã‚  Addiction is a progressive, chronic, and ultimately a fatal disease. It is progressive in the sense that if it is left untreated it will get worse. Chronic means long term. Once one becomes dependent, it is like diabetes, in that diabetes is an incurable disease that can only be controlled. Long-term addictions have the high potential to lead to death through overdose, AIDs, suicide, or an accident (Aronson 17). The cycle of addiction tends to follow a pattern.   Ã‚  Ã‚  Ã‚  Ã‚  People first take drugs for many different reasons. Early on, drug experimentation can stem from curiosity, peer pressure and influence, or because of the environment people live in (Nagle 17). For example, in the East Side of downtown it is apparent that drug dealing and drug usage is prevalent. The police recently arrested 54 individuals from the East Side. Unfortunately it was just one block out of approximately 50 more on that side of town.   Ã‚  Ã‚  Ã‚  Ã‚  Next comes the social use stage. This is the stage where most individuals tend to stop or control their usage. People will try it and occasionally use drugs to â€Å"cut loose†, party, and have a good time, generally if, and only if, everyone else around them is doing it. Otherwise they could either take it or leave it and don’t necessarily seek out illegal drugs.   Ã‚  Ã‚  Ã‚  Ã‚  However, as a tolerance to the substances begins to build and the social group changes from friends in the same peer group to primarily drug users and abusers, that is when the drug... ...er says, that â€Å"eventually, the drugs decrease the person’s ability to experience pleasure without a drug† (Torr 13).   Ã‚  Ã‚  Ã‚  Ã‚  Enfin, one of the most browbeating and frustrating things in the world is the disease of addiction. It is a progressive, chronic, and often fatal disease that takes control of life away from people. However, â€Å"drugs are here to stay, and...we have no choice but to learn how to live with them so that they cause the least possible harm† (Torr 116). Unfortunately, ten percent of all eighth graders and twenty percent of all tenth graders are using marijuana at least once a month (Torr 38). Works Cited Aronson, Virginia. "Junior Drug Awareness." Philadelphia: Chelsea House, 2011. â€Å"Dopamine System May Be the Key to Addiction.† News Briefs. Nature Magazine. May-June 2012. National Drug Strategy Network. Web. 20 Apr. 2015 http://www.ndsn.org/newbriefs.html Henderson, Elizabeth Connell. Understanding Addiction. Jackson: University Press of Mississippi, 2013. Nagle, Jeanne. Everything You Need to Know About Drug Addiction. New York: The Rosen Publishing Group, 2012. Torr, James D. Drug Abuse: Opposing Viewpoints. San Diego: Greenhaven Press, 2014.

Self-Hate in Toni Morrisons The Bluest Eye Essay -- Essays on The Blu

At a time when blue-eyed, pale skin Shirley Temple is idolized by white and black alike, eleven-year-old Pecola Breedlove desperately seeks out beauty for herself. In order to attain beauty in her culture, Pecola must do the impossible: find white beauty. Toni Morrison shows the disastrous effects that colorism and racism can have on a whole culture and how African- Americans will tear each other apart in order to fit into the graces of white society. The desire to be considered beautiful in the white world is so compelling, that the characters in The Bluest Eye loathe their own skin color and feel shame for their culture. These feelings of self-loathing and contempt pass on from the adults to their children, creating a continuous cycle of negativity and self-hate. â€Å"Here was an ugly little black girl asking for beauty†¦A little black girl who wanted to rise up out of the pit of her blackness and see the world with blue eyes† (Morrison, 174). By petitioning for white beauty, Pecola Breedlove is desperately attempting to pull herself out of the pit of blackness. Because Pecola has dark-skin and authentic African-American features, black and white society has conditioned her to believe that she is ugly. Pecola.s physical features ensure her to be a victim of classical racism; classical racism being the notion that the â€Å"physical ugliness of blackness is a sign of a deeper ugliness and depravity† (Taylor, 16). This notion allows the mistreatment of dark-skinned people because their blackness is a link to a â€Å"dark past† and to uncivilized ways. Pecola does not epitomize white society.s standards of beauty because she does not have light skin and trademark blue eyes; therefore, she must be ugly and ba... ...Melus: 19.4 (1994): 109-127. Academic Search Complete. EBSCO. Web. 24 March 2014. Lobodziec, Agnieszka. â€Å"Theological Models of Black Middle-Class Performance in Toni Morrison.s Novels.† Black Theology: An International Journal 8.1 (2010): 32-52. Academic Search Complete. EBSCO. Web. 24 March 2014. McKittrick, Katherine. â€Å"Black and „Cause I.m Black I.m Blue.: transverse racial geographies in Toni Morrison.s The Bluest Eye.† Gender, Place & Culture: A Journal of Feminist Geography 7.2 (2000): 125. Academic Search Complete. EBSCO. Web. 24 March 2014. Morrison, Toni. The Bluest Eye. New York: Penguin, 1970. Print. Taylor, Paul C. â€Å"Malcom.s Conk and Danto.s Colors; or Four Logical Petitions Concerning Race, Beauty, and Aesthetics.† Journal of Aesthetics & Art Criticism 57.1 (2000): 16-20. Academic Search Complete. EBSCO. Web. 23 March 2014.

Media Literacy Essay

Literacy gives us minorities the ability to read and write. Today, we get most our information through an interwoven system of media technologies. The ability to read many types of media has become an essential skill in the 21st Century. Media literacy is the ability to access, analyze, evaluate, and create media. I came up with this topic because Media literate youth and adults all over America to better understand the complex messages we receive from television, radio, Internet, newspapers, magazines, books, billboards, video games, music, and all other forms of media.Media can present content that seems and is more or less real, however, it is our duty as the viewers to be able to distinguish, and differentiate between â€Å"reflections of reality, and constructions of reality†. The prime targets of the media are young people because they so unwittingly believe everything the media tells them, from â€Å"how to talk, how to dress, and how to relate to others†. Media literacy skills are included in the educational standards of every state in language arts, social studies, health, science, and other subjects. My potential strength is giving my audience various types of important effects of global media literacy such as education ,health related issues, drugs, alcohol, tobacco, body image, obesity, sex distractions , lack of knowledge and all types of sports that does and does not effects our globalization. I researched and found out many researchers have discovered that media literacy is an effective and engaging way to apply critical thinking skills to a wide range of issues. My main Importance I want my audience to know about media literacy, according to Edward Donnerstein who is a major research interests in mass-media violence, as well as mass media policy. He has published over 240 scientific articles in these general areas and serves on the editorial boards of a number of academic journals in both psychology and communication. Donnerstein States that in his book † Media literacy skills can help youth and adults by developing critical thinking skills, Understanding how media messages shape our culture and society ,recognize, bias, spin ,misinformation, lies and also evaluate media messages based on our own experiences, skills, beliefs, and values. † I learned from Donnerstein that this project with media literacy fit within the existing globalization because media literacy is a delicate issue that has some good and bad effects on everyone in today’s society. For example, Communication has become a major tool to connect if we want to travel to Africa or learn  about Australia information is at our fingertips .We can text someone instantly and get a response back from Russia immediately. We can call someone over Skype in India and talk for free on our computer for as long as we want. Not to mention Facebook and Twitter which have become the most popular social networking tools on the worl d. My study according to Cole VT 2006, an article on television and obesity talks about how the media has strong influence over public thought because of the universal demand of the media, because of the accessibility of media it becomes more influential to those who watch it and the viewers who believe the ideas and stereotypes portrayed through the media; nevertheless, they become the individuals who become influenced by the media. The media demonstrates the ability to create and influence those who watch television; however, one particular group that the media has targeted is children. Television and internet has allowed for the expansion of knowledge to expand globally, but also has the ability to corrupt the mind of the youth. Cole gives us audience a quote stating†The expansion of knowledge is spreading and so is the waist size of the American youth†. It has been established that television, internet and social medial allows for children to become educated through these conventional outlets; however children should be limited to a minimal amount of television because there is correlation between excessive television, internet and an increase in BMI, which has been linked towards the causes of obesity in children. Obesity effect children’s who consume a significant am out of television such as erratic behavior, less active in physical activity, deprivation of sleep, mood swings, Increase in laziness, and increase in weight again which consents of obesity. According to Kong JP, in 2010 his Journal of Society for development in new net environment in B&H. â€Å"children who watch up to three hours of television on average, watching up to at least 40,000 TV commercial per year and developing a favorite television show or program that retains their attention. Based on the fact these impacts can lead to a significant decline in health and overall performance of children. If these bad habits remain continuance this could lead to an unhealthy life and unhealthy habits, which can ultimately be fatal†. However, we parents need to set a good example, because they are role models for their child, and the behavior that children have is usually a replica of the parents. Some parents allow for children to be consumed by television, while they  gallivant in their own activities instead of spending time with their child. By allowing a child to consistently watch television instead of being active in a physical activity can result in the child becoming lazy. It is important to encourage your child to do other activities outside of watching television, so it’s good not to invest all your time on television and find an outside source for entertainment. For instance, if a child asks to play with their mom or dad and the mom tell their child I do not have time, go watch television. Ultimately, the child will begin to rely on the television as there daily activity. It is imperative as a parent that you find quality time to spend with your child and that quality time should be spent awa y from the television. My Methodology of data I collected throughout a quantitative and qualitative research study is that I gain from Elsevier Health Sciences that it is imperative to understand that childhood obesity is at all-time high, and as the years increase so does the sizes of the American children. If children are going to is watching a significant amount of television and internet daily there should be other alternatives and activities provided in place of the television. For instance, for every amount of television or technology being used will result in the same amount of time spent actively engaging in an activity that does not require you to sit in front of the television or , or iPad, Xbox 360 and etc. Also, it is recommended that a maximum of two hours should be spent watching these technologies. According to the American Academy of Pediatrics (2001), it is recommended in order to help reduce the amount of television and internet being consumed is to not watch television or use technologies while eating meals, remove all televisions from blatant/obvious places in the houses, such as the living room. There should be no television located in the children’s room because children will stay up all night with their eyes fixated at the television or technologies. Also, it’s good to implement days without television and to plan family activities that allow to children engage actively. By limiting the amount of hours spent on television and internet can help reduce the risk of children becoming obese and allow for them to find other activities that can be beneficial to their growth and allow for them to live a healthy life. Children’s greatest exposure to violence comes from television. TV shows, movies edited for television, and video games expose young children to a level of violence unimaginable just a  few years ago. According to Salmon J, Campbell KJ, Crawford DA states in their Journal of Society for development in new net environment in B&H that majority of teenagers and children today know the underlying themes of the media, and know that it is all scripted even the violence, however, the matter of fact is that teenagers can relate so much to the themes in the media that they slowly begin to believe it. Once they get introduced to the characters, they gradually start to consider them real and starts to partipate in bad behavior Cambell states in his journal that â€Å"our community in today’s society face many obstacles with our youth and the media that is destroying the foundation of family’s and juvenile delinquency. For example, social learning theory, strain theory and control theory, just to name a few, are typically postulated for being directly related our media juvenile delinquency. In dealing with all of these effects and how they play a role with delinquency the question still remains as to whether or not higher crime rates in juveniles are significantly increased when media plays a big factor†. The media has the ability to influence social constructed ideas and creating stratification amongst minorities and ethnic groups allowing for the uses of the television and social media outlets to become addicting. As a result of this addiction it enable individuals such as children to become or remain fixated on these primitive idea of life. And because of this strong addiction towards being entertained it is important to stay tuned to the media and the most up to date gossip or the newest television show. However, According to Tracy Marie Scull who is The National Association for Media Literacy Education’s Journal of Media Literacy Education talks about sex in her article she states,†During adolescence, young people are exposed to information about sex from a myriad of sources including mass media Adolescents frequently cite mass media as a primary source of information about sex (Sutton et al. 2002). Somewhat surprisingly, the media far outrank parents or schools as a source of information about birth control for 15-19-year-olds .In fact, young teens (ages 13-15) rank entertainment media as their top source for information about sexuality and sexual health. Unfortunately, while the media are communicating a plethora of sexual messages, many of those messages would not be considered accurate or healthy. For example, while the amount of sexual content on TV has nearly doubled since 1997 very few teen television shows mention any of the  responsibilities or risks (e.g., using contraception, pregnancy, STIs) associated with sex and almost none of the shows with sexual content include precaution, prevention, or negative outcomes as the primary theme†.

Professional Ethics Essay

1. Clearly, Dr. Conrad Hadenuf is not justified in his refusal to attend the substance abuse re-training program. His refusal to participate in the workshops merely because of his self-perceived superiority and achievements shows his negative and unprofessional attitude towards opportunities in improving his practice. His lack of interest and inactive participation during the workshop proper showed a very disturbing sign of the lack of ethical responsibility to clients wherein Hadenuff displayed how averse he is to learn more than the things he thinks he already knows. By dismissing the workshop as something that he does not need, Hadenuff also effectively deprives present and future clients with substance abuse problems with a practitioner who has an updated knowledge and skill in handling substance abuse issues. Indeed, the very reason for the existence of mandated continuing education as a requirement for license renewal is to encourage practitioners to maximize available learning opportunities so they can enhance the quality of service that they provide to clients. 2. I will refer the Chinese client to someone else who is familiar with the Chinese culture as my lack of experience and knowledge of Chinese might affect my ability to provide the client with the assistance and service that she needs. My unfamiliarity with the Chinese culture would clearly limit my ability to provide the client with quality counselling as my judgements and bias may come into conflict with Chinese values and norms. I would also inform the client that the referral is being made with her best interests in mind, and my limitations in understanding her background could impede my ability to assist her in coming up with an adequate and appropriate response to her problems. 3. I think that both Amy and Augustus are being unprofessional in their actions and attitudes. Both clearly had a weakness in establishing the proper boundaries for their relationship which has caused intimate feelings to be developed between them. Amy, as Augustus’ professor and individual supervisor, should not have encouraged Augustus’ attraction by giving him hope that it would end in a positive way. She should have told him right there and then that such a relationship would not only put her in a bad light among her colleagues and the institution she works for, but also violates her sense of professional ethics. If I were Amy’s colleagues, I would advise her not to pursue the relationship as it is imbalanced from the start. The uneven balance of power, wherein Augustus as a student, would tend to regard Amy as his superior by the mere fact that she was his professor and advisor, would clearly have an effect on an intimate relationship they are planning to have. It would not be appropriate for Amy and Augustus to date while the latter is still in the program, as it might have an impact on other students’ perception of Augustus’ status and performance in the program, although it might be acceptable once he has graduated. 4. I would not agree with the administration’s decision to keep my status as a student intern from my clients. It would be highly unethical and unprofessional to be dishonest to clients about the extent of my abilities and current capacities. Clearly, the rationale of the administrators are unacceptable as it violates the clients’ right to full discretion of the nature of service that they are being provided, including the status and the limitations of the counselor sent to them. By keeping the real status of my practice from my clients, I am violating their trust and confidence in my abilities and I could put them at risk for claiming to be a full-pledged counselling practitioner despite the truth. Thus, I would not accept the internship assignment of the community agency if accepting it would mean that I would have to be dishonest and would have to violate my potential clients’ right to full discretion of services which is unethical and unprofessional for counselling practitioners.